PMI 04 10 (€1339.37 per adult, €362.19 per child 1-3) provides cover for a private room in a public hospital and cover for a semi-private room in a private hospital with an excess of €75 per private hospital claim. There is no cover in the Bon Secours Hospital Cork, Blackrock Clinic, Bon Secours Hospital Galway, Galway Clinic and Bon Secours Hospital Tralee private hospitals.

Full cover is provided for listed cardiac and special procedures in the Mater Private, with full cover in the Beacon with an excess of €75 per private hospital claim. Listed orthopaedic procedures are covered 60% in the private hospitals covered by the plan. Listed ophthalmic procedures are covered 80% in the private hospitals covered by the plan with an excess of €75 per private hospital claim.

The plan also provides significant cover for outpatient benefits, such as 75% cover towards GP visits, 50% cover towards consultant visits and €50% X 7 visits to alternative practitioners. There are also significant fertility and maternity outpatient benefits, full cover for three days maternity care in a public hospital and €3,325 towards home births.

The above information was sourced with the permission of the Health Insurance Authority from their website www.hia.ie. Our thanks to them for their assistance.