Vhi plan retirement, new plan announcement and benefit changes 01.10.2019

Vhi will retire HealthPlus Platinium effective October 1st 2019. 

A new plan ‘Premium Care’ will be available from October 1st 2019

It is priced at €4597.16 per adult and €876.41 per child.  Young adult rates will start at €900.67. 

PDF icon

PremiumCare.pdf

File

Vhi Premium Care Price.xlsx

 Vhi have also announced a number of benefit changes across a number of their plans.

Out-Patient Mental Health Treatment

  • Mental health therapy visits are moving from Pay & Claim Back to Direct Pay
  • Members will now receive a beneift of 12 visits x €75 or 12 visits x €100
  • Mental Health Assessment benefit is being removed from applicable plans
  • See attached spreadsheet detailing the benefit changes and applicable plans

Please see the below spreqdsheet for details. 

File

Out-patient Mental Health Changes.xlsx


One Plan

  • Inpatient Cardiac FPP cover increased from 90% to 100% in Beacon Hospital, Hermitage Medical Clinic and Galway Clinic
  • Excess removed from pre & post-natal benefit

One + Plan

  • Inpatient cardiac FPP cover increased from 90% to 100% in Beacon Hospital, Hermitage Medical Clinic and Galway Clinic
  • Excess removed from pre & post-natal benefit

One Plan Family

  • Inpatient Cardiac FPP cover increased from 90% to 100% in Beacon Hospital, Hermitage Medical Clinic and Galway Clinic
  • Excess removed from pre & post-natal benefit

First Plan Plus Level 1

  • Full cover for Cardiac FPP in Beacon Hospital, Hermitage Medical Clinic and Galway Clinic
  • Beacon and Galway Clinic now included for cover for non-cardiac FPPs (had 0%)
  • €50 hospital excess included
  • Heart & Cancer Check benefit included
  • VSP benefit included
  • Optical benefit increased

Family Plan Plus Level 1

  • Full cover for Cardiac FPP in Beacon Hospital, Hermitage Medical Clinic and Galway Clinic
  • Beacon and Galway Clinic now included for cover for non-cardiac FPPs (had 0%)
  • €50 hospital excess included
  • Heart & Cancer Check benefit included
  • VSP benefit included
  • Optical benefit increased

One Plan Complete

  • €50 hospital excess included
  • Heart and Cancer Check benefit included
  • Excess removed from pre & post-natal benefit
  • In-patient Psychiatric Cover reduced from 180 to 100 days
  • Optical benefit increased

Nurses’ Plan

  • €50 hospital excess included
  • Heart and Cancer Check benefit included
  • Excess removed from pre & post-natal benefit
  • Optical benefit increased

Teachers’ Plan

  • €50 hospital excess included
  • Heart and Cancer Check benefit included
  • Excess removed from pre & post-natal benefit
  • Optical benefit increased

Parents & Kids Plan

  • Inpatient Cardiac FPP cover increased from 90% to 100% in Beacon Hospital, Hermitage Medical Clinic and Galway Clinic
  • €50 hospital excess included
  • Heart and Cancer Check benefit included
  • Excess removed from pre & post-natal benefit
  • Emergency & elective treatment abroad from €65,000 to €100,000
  • In-patient Psychiatric Cover reduced from 180 to 100 days
  • Optical benefit increased

Parents & Kids Option Plan

  • Heart and Cancer Check benefit included
  • Excess removed from pre & post-natal benefit
  • In-patient Psychiatric Cover reduced from 180 to 100 days
  • Optical benefit increased

Parents & Kids Excess Plan

  • Inpatient Cardiac FPP cover increased from 90% to 100% in Beacon Hospital, Hermitage Medical Clinic and Galway Clinic
  • Excess removed from pre & post-natal benefit
  • In-patient Psychiatric Cover reduced from 180 to 100 days

Health Access

  • Emergency & elective treatment abroad from €65,000 to €100,000
  • Optical benefit increased

HealthPlus Excess

  • Emergency & elective treatment abroad from €65,000 to €100,000
  • Optical benefit increased
  • In-patient psychiatric cover reduced from 180 to 100 days

HealthPlus Access

  • Emergency & elective treatment abroad from €65,000 to €100,000
  • Optical benefit increased
  • In-patient Psychiatric Cover reduced from 180 to 100 days

One Plan Extra

  • Inpatient Cardiac FPP cover increased from 90% to 100% in Beacon Hospital, Hermitage Medical Clinic and Galway Clinic
  • Excess removed from pre & post-natal benefit
  • In-patient Psychiatric Cover reduced from 180 to 100 days

Nurses’ Plan Select

  • Excess removed from pre & post-natal benefit

Teachers’ Plan Select

  • Excess removed from pre & post-natal benefit

Smart Plan Family

  • Excess removed from pre & post-natal benefit
  • Parent accompanying child benefit included

PublicPlus Care

  • Changes to the structure of blood tests & x-ray benefits

PublicPlus Care Day-to-Day

  • Changes to the structure of blood tests & x-ray benefits
  • Changes to annual maximum limit

For further details please check Vhi’s table of benefits. 

The above information was sourced with the permission of the Health Insurance Authority from their website www.hia.ie. Our thanks to them for their assistance.


30th September, 2019

Posted In: Health, Insights