Sustainability Factors

Sustainable Finance Disclosure Regulation (SFDR) Disclosure Document

 

 

How Lyons Financial Services approaches sustainability risks and adverse sustainability impacts in the advice we give you about savings, investment and pension products.

 

Regulation (EU) 2019/2088 on sustainability-related disclosures in the financial services sector (“SFDR”)

Lyons Financial Services is authorised as an insurance intermediary by the Central Bank of Ireland. In this document when we say ‘we’ or ‘our’ we are referring to Lyons Financial Services.

Lyons Financial holds written agency appointments with a number of product providers in Ireland , who work with investment managers, for the provision of savings, investment and pension products and we provide advice to customers in relation to these products. The Lyons Financial approach to sustainability risks and sustainability factors in its advice processes is driven by the products and investment options of these product providers in relation to the investment funds it makes available.

 

 

How Lyons Financial Services approaches the integration of sustainability risks when we give you advice about our products.

 

When we say ‘sustainability risk’ here we mean an environmental, social or governance (ESG) event or condition that could cause an actual or a potential negative impact on the value of a product we recommend to you.

We give advice on products provided by those product providers that we hold written agency appointments with. You can see how each product provider approaches sustainability risks for their investment products in their product disclosures and on their websites.  When we give you advice we use a range of information to help you make an informed decision.

Lyons Financial does not currently take specific account of sustainability risks in its advice process. How we include sustainability factors in our advice process will develop over time. This is largely driven by the products and investment funds available from the product providers and how these products factor in sustainability risks.

 

 

Sustainability Factors – Investment/IBIPS/Pension Advice


When providing advice, Lyons Financial Services does not consider the adverse impacts of investment decisions on sustainability.

 

The firm will review this approach on an annual basis.