Tax is a necessary evil. If we want to live in a country with access to public services, taxation is the system used to pay for these services. We can (and do!) argue and moan about the different levels of tax payable and whether they are levied fairly. But at the end of the day,

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9th December, 2020

Posted In: Advice, Financial, Insights

2020 has been a year of great uncertainty. Of course Covid-19 has dominated the landscape, bringing with it insecurity for some people around both their health and also their economic circumstances. As countries are moving in and out of various states of lockdown, for many people this is creating a lot of worry about their

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9th December, 2020

Posted In: Advice, Financial, Insights

We’re at that time of year again when nearly 50% of Health Insurance customers are getting ready for their upcoming policy renewal in January. Many will simply renew without really thinking about it to any great extent – often an expensive mistake. There are a few specific factors to consider this year. First of all,

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9th December, 2020

Posted In: Advice, Health, Insights

Vhi Healthcare have announced that there will be price changes on a number of schemes on the 31st of December 2020, details are in the attached pricing template: Vhi prices 31 December 2020.xlsx Price changes will apply to the following schemes on the 1st of January 2021, details are attached: Vhi prices 01 January 2021.xlsx

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9th December, 2020

Posted In: Health, Insights

Irish Life Health have announced the launch of two new plans: BeneFit Access 300BeneFit Access 500 BeneFit Access 300 (€907 per adult, €227 per child) provides cover for a semi-private room in private hospitals and the Beacon Hospital with a €300 inpatient excess per claim and a €2,000 co-payment on certain cardiac and orthopaedic procedures. Day Case

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9th December, 2020

Posted In: Health, Insights

Laya Healthcare have announced that there will be price changes on a number of schemes on the 1st of January, details are in the attached pricing template Laya Price Plan Changes 01.01.21.xlsx From the 1st of January a shortfall of 20% will now apply to specific Orthopaedic and Ophthalmic procedures in all private hospitals on

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9th December, 2020

Posted In: Health, Insights

Vhi Healthcare have announced the launch of three new plans. All plans will be available from the 1st of December 2020 FirstCare Extra 150 Day-to-Day will be priced at €1,002.00 per adult and €198.00 per child. Young adult rates will start at €405.46 FirstCare 250 Day-to-Day will be priced at €888.00 per adult and €192.00 per child. Young adult rates

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9th December, 2020

Posted In: Health, Insights

Laya Healthcare have announced the launch of two new plans. They are called Everyday Health and Everyday Health Plus. Both plans will be available from the 1st of December 2020 Everyday Health is priced at €575 per adult and €185.14 per child. See table of benefits below: Everyday Health.pdf Everyday Health Plus is priced at €700 per adult and €200

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9th December, 2020

Posted In: Health, Insights

Laya Healthcare have announced they will end their free child offer on the ‘Essential Connect Health’ as of 1st November 2020.  The Essential Connect Health will remain at €1689.99 per adult and €425.80 per child. Young adults are also priced at €1689.99 on this plan.  This change will apply to all new and renewing customers

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30th October, 2020

Posted In: Health, Insights

Vhi Healthcare will have a price incease on one plan ‘PMI 32 12’ on 1st November 2020.  PMI 32 12 will increase from €1427.89 to €1460.45 per adult and from €410.41 to €420.62.  Young adult rates will also increase on the above policy.  Full details can be found in the excel spreadsheet below.  Vhi Healthcare

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30th October, 2020

Posted In: Health, Insights

Discover Irish Life’s 4D Health range, a unique four dimensional approach to personalised health. The four dimensions are rooted in their ethos of delivering a health insurance solution that supports members throughout their entire healthcare journey, from Wellbeing to Diagnosis, Treatment and Recovery. 


30th October, 2020

Posted In: Advice, Health, Insights

Are you aware of the Back-Up service which is unique to Irish Life Health customers? This adopts the premise of early intervention to solve acute back or neck ailment and prevent more severe issues in the future.


30th October, 2020

Posted In: Advice, Health, Insights

As part of our work with clients, one really important element of an overall financial plan is retirement planning. Of course, it happens quite often that clients are some way along this journey before we come into contact with them. What we see sometimes leaves a lot to be desired… Some people think they are

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30th October, 2020

Posted In: Advice, Financial, Insights

Here’s an outline of the varied and valuable benefits you may be unaware of under your health insurance policy


30th October, 2020

Posted In: Advice, Health, Insights

Are you aware of the important mental health supports available under your health insurance policy?


30th October, 2020

Posted In: Advice, Health, Insights

As economies around the world start to cautiously emerge from their various states of lockdown, people are also stepping back into the light albeit gingerly and carefully. Some shops and services are open for business again, others have a while to wait still. Some activities that involve mass gatherings such as sports events and concerts

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30th October, 2020

Posted In: Advice, Financial, Insights

A huge amount of the time we spend with our clients is spent building an understanding of your goals in life and developing a financial plan to help you achieve your objectives. A lot of attention goes into your retirement strategy, your investment approach and other such important areas. One area we never forget about

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30th October, 2020

Posted In: Advice, Financial, Insights

Laya Healthcare will make 2 amendments to existing rules from the 1st of October. These rule amendments will be effective on Simply Health Starter, Control 150 Create and Prime. The new wording is outlined below:  Everyday Medical Expenses “If you have other health expenses, like physiotherapy, GP or casualty visits, just keep your receipts. Claiming

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10th September, 2020

Posted In: Advice, Health, Insights

Vhi Healthcare are introducing the following benefit changes as of 01.10.2020 Enhancements are being made to the Fertility package effective on 1st October 2020. From this date, Vhi will have two separate fertility packages offered to members, a standard fertility package & a higher fertility package. In addition to this, the Merrion Fertility Clinic will become

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10th September, 2020

Posted In: Advice, Health, Insights

Irish Life Health have announced the introduction of two new plans ‘Study in Ireland’ and ‘Student Health Guard’ availabe from 01 October 2020.  Study in Ireland is priced at €631 per adult, and €212.20 per child. Young adult rates will start from €315.50.  Student Health Guard is priced at €631.80 per adult, and €212.20 per child. Young adult rates will

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10th September, 2020

Posted In: Advice, Health, Insights

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What Our Clients Say

Just want to say thank you for all your help and advice and for being so patient with us. We are so delighted with our new home. We couldn’t have done it without you. Thank you and God bless.

Mae & Ramir

Many thanks for all your assistance in dealing with my claim under the Income Protection Scheme for period Jan 16 to Nov 16. For your efficiency and keeping in touch with me throughout and for all your work with the insurance company.

Rosaleen, Co. Laois

Many thanks for all your help and assistance in switching our health insurance. We were anxious about switching but you made the whole thing so easy and saved us a fortune as well. We can now afford a family holiday as a result.

Eamonn and Jackie, Co Galway

Lyons Financial Services arranged our Mortgage, Income Protection and Health Insurance and saved us so much time and money. They are so nice and efficient; we will always deal with them in the future.

Angela & Peter, Tuam, Co. Galway

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