Irish Life Health will change the premiums of 94 plans on 1 January 2019. Net adult premiums will change from -10 to +23%. Full details of these price changes can be found here. Irish Life Health will make a number of benefit changes across 116 plans on 1 January 2019, all benefit changes can be seen here.

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12th December, 2018

Posted In: Health, Insights

Vhi Healthcare will change the premiums of one plan on 31 December 2018 and four plans on 1 January 2019.  PMI 43 16 will increase from €1,171.59 to €1,226.45 per adult and from €336.42 to €349.88 per child 1-3 on 31 December 2019. Young adult rates will also increase on this date. PMI 05 11 will increase

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12th December, 2018

Posted In: Health, Insights

PMI 45 10 (€1,237.83 per adult, €310.57 per child 1-3) released 31 December 2018 provides cover for a private room in a public hospital and cover for a semi-private room in a private hospital with an excess of €50 per day case and €250 per inpatient private hospital claim. Full cover is provided for listed cardiac

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12th December, 2018

Posted In: Health, Insights

Laya Healthcare will begin a ‘Free Kids Offer’ across 3 plans from 15 December 2018.  The 2nd and subsequent child on a policy on the Essential Connect Family (€250.53 for child 1), Essential Health 300 (€234.60 for child 1) and Flex 125 Explore (€343.36 for child 1) plans will be free. These premiums apply to

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12th December, 2018

Posted In: Health, Insights

Laya Healthcare will apply a price reduction across 8 plans (Company Care (No Excess), CompanyCare Plus, Connect Care, Control 300 Create, Simply Health Plus, Total Health Complete 175, Total Health Extra and Total Health Plus) from 1 December 2018. Net adult premiums will reduce from -1 to -16%. The full list of price changes can

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12th December, 2018

Posted In: Health, Insights

Vhi Healthcare will change the premiums of three plans on 1 December.   PMI 01 10 will increase from €1,588.10 to €1,659.62 per adult and from €375.14 to €390.14 per child 1-3. Young adult rates will also increase on this date. PMI 31 12 will reduce from €1,369.94 to €1,354.24 per adult and from €340.73

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12th December, 2018

Posted In: Health, Insights

We’re at that time of year again when nearly 50% of Health Insurance customers are getting ready for their upcoming policy renewal in January. Many will simply renew without really thinking about it to any great extent – the Health Insurance providers are delighted when this happens! However more and more people are aware of

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12th December, 2018

Posted In: Advice, Financial, Health, Insights

This is the latest in our series of articles that consider the financial challenges for clients at a specific stage in life. This time we’re looking at people who are in their 50’s. This is a really important stage in your financial life as it is often the time in life of maximum income and

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12th December, 2018

Posted In: Advice, Financial, Insights

Income Protection is sometimes described as the glue in a financial portfolio. The most devastating impact on your financial situation is likely to be caused by a loss of your income, and the inability to replace it. Unfortunately, people lose their jobs from time to time. However inevitably what tends to happen is that these

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12th December, 2018

Posted In: Financial, Insights, Mortgages

Laya Healthcare will end their ‘Free Kids Offer’ on their Essential Connect Health plan from 1 November 2018.  Child 1-4 will cost €396.83. These changes apply to all new and renewing customers from this date. The above information was sourced with the permission of the Health Insurance Authority from their website www.hia.ie. Our thanks to them

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8th October, 2018

Posted In: Health, Insights

Vhi Healthcare will reduce the premium of its PMI 32 12 plan from €1,428.05 to €1,411.77 per adult and from €443.40 to €405.36 per child 1-3 on 1 November. Young adult rates will also decrease on this date. Vhi Fertility Programme Vhi Healthcare will amend the benefits on their Fertility Programme on PMI 38 14, PMI 18 11, PMI 32

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8th October, 2018

Posted In: Health, Insights

rish Life Health will change the premiums of 6 plans (Health Plan 16.1, Be Fit 2, Be Fit 2.1, Health Plan 13, Business Plan Hospital + and Best Smart ILH) on 1 November 2018. Net adult premiums will reduce from -2 to -6%. The child’s price on Health Plan 13 and Business Plan Hospital + will be reduced and the child’s

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8th October, 2018

Posted In: Health, Insights

Laya Healthcare will apply a price increase across 3 plans from 1 October 2018. Control 150 Create will increase in price from €1,393.14 to €1,440.93 per adult and from €322.10 to €331.77. Young adult rates will also increase. SimplyHealth Excess will increase in price from €1,374.68 to €1,504.80 per adult and from €374.10 to €406.27

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8th October, 2018

Posted In: Health, Insights

Vhi Healthcare will end its half price kids offer on the “One Plan” range, “Nurses Plan Select” and “Teachers Plan Select” plans on 1 October 2018. Vhi Healthcare will increase the children’s premiums on these plans by 25% on this date. A full price template can be found HERE. Benefit Changes The following changes will also

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8th October, 2018

Posted In: Health, Insights

The Independent paper provides a historical and comparative review of the Irish Healthcare System. The press release can be found here The above information was sourced with the permission of the Health Insurance Authority from their website www.hia.ie. Our thanks to them for their assistance.


8th October, 2018

Posted In: Health, Insights

With everyone back working again after a lovely summer and the kids back at school, we will soon be approaching that time of year when most people renew their health insurance. For some people, they simply renew their existing plan without too much thought – if it was right for you a few years ago,

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8th October, 2018

Posted In: Health, Insights

I am writing to you with regards my experience to date with LFS.   As a long serving Civil Servant I made numerous calls to your offices to discuss the mortgage process long before we were actually in a position to apply! Even still, I was always greeted with the encouragement of your team and guidance that

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8th October, 2018

Posted In: Insights

We recently wrote about why people should be thinking about their retirement in their 30’s, and why this is the time when you should start seriously saving to achieve your desired lifestyle in retirement. We got a great reaction to this article, and were asked by a number of people in their 40’s for some

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8th October, 2018

Posted In: Advice, Insights

We are in the business of helping you to achieve the life that you want to lead, through wise management of your money and by helping you to establish sound financial behaviours. We know from experience that developing a financial plan for you is the first step to enabling you to achieve your desired lifestyle,

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8th October, 2018

Posted In: Advice, Insights

Health Insurance Authority publishes 2017 Annual Report Private Health Insurance continues to growth with 2.17 million insured at end of 2017. 2 August, 2018 | The Health Insurance Authority (“HIA” or “the Authority”), has today published its Annual Report and Accounts for 2017. The 2017 Annual Report is available at: https://www.hia.ie/publication/annual-reports-accounts Highlights of the 2017 Private Health

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7th August, 2018

Posted In: Health, Insights

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What Our Clients Say

Just want to say thank you for all your help and advice and for being so patient with us. We are so delighted with our new home. We couldn’t have done it without you. Thank you and God bless.

Mae & Ramir

Many thanks for all your assistance in dealing with my claim under the Income Protection Scheme for period Jan 16 to Nov 16. For your efficiency and keeping in touch with me throughout and for all your work with the insurance company.

Rosaleen, Co. Laois

Many thanks for all your help and assistance in switching our health insurance. We were anxious about switching but you made the whole thing so easy and saved us a fortune as well. We can now afford a family holiday as a result.

Eamonn and Jackie, Co Galway

Lyons Financial Services arranged our Mortgage, Income Protection and Health Insurance and saved us so much time and money. They are so nice and efficient; we will always deal with them in the future.

Angela & Peter, Tuam, Co. Galway

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