Laya price increases, benefit changes and plan retirements/ releases from 01.07.2019

Laya have given the following notification for 1st July 2019.

1. There will be price adjustments on a number of schemes from 1st July, details are attached in the pricing template.

2. Laya Healthcare will launch 4 new products from 1st July called ‘Signify’, ‘Signify Plus’, ‘Inspire’ and ‘Inspire Plus’. Full scheme details are included in the attached product summaries and prices included in the pricing template.

3. The following 37 schemes will be removed from the market and no longer available to purchase from 1st July 2019.

Advantage 125 Choice

Empower 150 Create

Advantage 175 Choice

Essential Complete

Advantage 175 Plus

Flex 175 Choice

Advantage 250 Plus

Flex 175 Plus

Advantage 375 Choice

Flex 375 Plus

Advantage 375 Plus

Health Sense (Excess)

Advantage 500 Choice

Health Sense Complete

Advantage 500 Plus

Health Sense Connect

CompanyCare (Excess) No EAP

Health Smart


Health Smart Family

ConnectCare 500

HealthManager Silver

Control 300 Connect

Precision 150 Total

Control 300 Secure

Precision 300 Total

Control 300 Total

Precision 450 Connect

Control 450 Secure

Precision 450 Create

Control 450 Total

Precision 450 Total

Control 600 Create

SimplyHealth Connect

Control 600 Secure

Total Health Choice

Empower 150 Connect

4. From the 1st of July Laya Healthcare will introduce a number of new benefits which will be available to existing members on these schemes at their renewal, and available to new members on joining.

a. Gender Reassignment Surgery Unavailable in Ireland will be available on 66 schemes (scheme details in attached ‘Benefit Details’ file).

b. Hormone Replacement Therapy for Gender Dysphoria will be available on 43 schemes ( scheme details in attached ‘Benefit Details’ file).

c. A new ‘Fertility Preservation benefit’, including egg and sperm freezing will be available on 54 schemes (scheme details in attached ‘Benefit Details’ file).

5. The 24/7 Mental Wellbeing Support Programme will no longer be available on 360 Care and 360 Care Select. In its place, a new benefit for ‘Adult Counselling – Counsellors and Therapists’ will be added to these schemes.

6. The following schemes will have a limit of 25 visits per year applied for Physiotherapy from 1st July:

Flex 125 Choice

Flex 500 Choice

Flex 250 Choice

Advantage 250 Choice

Flex 375 Choice

Future Protect Choice

7. CompanyCare Choice will have the Beacon Hospital fully covered up to a semi private room with a €125 excess. The shortfall for a private room in this hospital will reduce from €175 per night to €165 per night.

8. The Maternity Inpatient Hospital Delivery/Homebirth Allowance will be increased from €2,800 to €3,000 on CompanyHealth.

9. Members joining or renewing on SimplyHealth Choice from 1st July 2019 will now have unlimited visits for GP Live.

10. The home nursing benefit on Care Select will be amended to remove the limit of €1,400, the benefit will be subject to the €1,000 cap.

11. The Sports Screening benefit will be removed from the following schemes from 1st July:

CompanyCare Premium (No Excess)


CompanyCare (No Excess)

Complete Simplicity

HealthManager First

Ideal Simplicity

CompanyCare (Excess)

ConnectChoice 500

CompanyCare Choice


CompanyCare Starter

12. 37 schemes will have the addition or amendment of the Sports Screening Benefit from 1st July 2019 (scheme details in attached ‘Benefit Details’ file).

13. The Adult Counselling Benefit has been renamed to ‘Adult Counselling – Psychologists’, the stipulation of a Psychologist being part of the Clinical Division of the Psychological Society of Ireland has been removed. This is detailed in the attached file ‘Rule Changes and Amendments’ and will be applicable for existing members on these schemes at their renewal, and available to new members on joining.

14. A number of rules have been introduced or amended and are detailed in the attached file ‘Rule Changes and Amendments’. A copy of the rules are attached for your reference and these are applicable to all schemes listed in the attached ‘Benefit Details.’

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Benefit Table Inspire Plus

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Benefit Table Signify Plus

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Benefit Table Signify

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Benefit Table Inspire

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Scheme Rules

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Plan Details

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Benefit Table

The above information was sourced with the permission of the Health Insurance Authority from their website Our thanks to them for their assistance.