Laya Healthcare will release ConnectCare 100 (€1,186 per adult, €396.84 per student/child) on 1 September 2014.

This plan provides cover for a private room in a public hospital and a semi-private room and day case cover in private hospitals with a €100 excess per private hospital claim. A co-payment will apply for listed orthopaedic procedures in the Galway Clinic and Beacon Clinic private hospitals.

Full cover is provided for day case procedures in the Blackrock Clinic, Mater Private and Beacon private hospitals with a €175 excess per claim. Cover is also provided for listed cardiac procedures with no excess. Non cardiac procedures will carry an excess of €175 per night plus an excess of €175 per claim.

Three nights cover in a public hospital is provided for maternity hospital costs and up to €3,500 for home births.

The plan has significant outpatient benefits such as 50% back for the costs of GP visits, consultants, physiotherapists and alternative practitioners visits with a €1 outpatient excess per year.

This plan is available to all new and existing customers from this date.

The above information was sourced with the permission of the Health Insurance Authority from their website www.hia.ie. Our thanks to them for their assistance.