Laya Healthcare will release 8 new plans on 31 December 2014.

Essential Assist (€582.08 per adult, €225.03 per student/child 1 and 2, €213.49 per student/child 3 and 4) provides cover for a multi occupancy room and day case cover in a public hospital. Up to €400 cover is provided in a public hospital for maternity accommodation costs.

Future Protect (€495.20 per adult, €168 per student/child) provides cover for a multi occupancy room and day case cover in a public hospital. Up to €400 cover is provided in a public hospital for maternity accommodation costs.

Future Protect Plus (€572.80 per adult, €212 per student/child) provides cover for a multi occupancy room in a public hospital and day case cover in public hospital. Up to €400 cover is provided in a public hospital for maternity accommodation costs. This plan also provides additional child healthcare benefits.

Future Protect Choice (€644.80 per adult, €262.40 per student/child) provides cover for a multi occupancy room in a public hospital and day case cover in public hospital. Up to €400 cover is provided in a public hospital for maternity accommodation costs.
This plan also provides additional child healthcare benefits and significant outpatient benefits.

Total Health Complete 175 (€1074.81 per adult, €318.68 student/child 1 and 2, €290.68 student/child 3 and 4 per student/child) provides cover for a multi occupancy room in a public hospital and a semi-private room and day case cover in private hospitals with a €50 or €175 excess per private hospital claim depending on the private hospital.
Full cover is provided for day case and non cardiac procedures in the Blackrock Clinic, Mater Private and Beacon private hospitals with a €200 excess per claim and €195 shortfall per night. No excess or shortfall applies for cardiac procedures.
Three nights cover in a public hospital is provided for maternity accommodation costs and up to €3,500 for home births.
The plan also has significant outpatient benefits.

Advantage 175 Explore (€799.20 per adult, €260 per student/child) provides cover for a multi occupancy room in a public hospital and a semi-private room and day case cover in selected private hospitals with a €100 day case excess and €175 inpatient excess per private hospital. A co-payment will apply for certain orthopaedic procedures in the Galway Clinic and Beacon Hospital. Full cover is provided for certain cardiac procedures in the Blackrock Clinic, Mater Private and Beacon Hospital with no excess.
Three nights cover in a public hospital is provided for maternity accommodation costs and up to €3,200 for home births.

ConnectCare 150 (€1162 per adult, €393.60 per student/child) provides cover for a private room in a public hospital and a semi-private room and day case cover in private hospitals with a €50 or €150 excess per private hospital claim depending on the private hospital.
A co-payment will apply for certain orthopaedic procedures in the Galway Clinic and Beacon Hospital. Full cover is provided for day case and non cardiac procedures in the Blackrock Clinic, Mater Private and Beacon private hospitals with a €150 or €175 excess per claim and €175 shortfall per night. No excess or shortfall applies for cardiac procedures.
Three nights cover in a public hospital is provided for maternity accommodation costs and up to €3,500 for home births.
The plan also has significant outpatient benefits.

Flex 175 Explore (€899 per adult, €274.40 per student/child) provides cover for a private room in a public hospital and a semi-private room and day case cover in private hospitals with €175 excess per private hospital claim.
A co-payment will apply for certain orthopaedic procedures in the Galway Clinic and Beacon Hospital. Full cover is provided for day case and non cardiac procedures in the Blackrock Clinic, Mater Private and Beacon private hospitals with a €175 excess per claim and €100 or €200 shortfall per night depending on the private hospital. No excess or shortfall applies for cardiac procedures.
Three nights cover in a public hospital is provided for maternity accommodation costs and up to €3,500 for home births.

These plans are available to all new and existing customers from this date.

The above information was sourced with the permission of the Health Insurance Authority from their website www.hia.ie. Our thanks to them for their assistance.