Laya Healthcare will launch a new plan, Essential Health 300 (€873.70 per adult per year), on 1 January 2017. This plan covers a private room in a public hospital and a semi-private room in a private hospital, including the Beacon Hospital, with a €300 excess per claim on the first two claims only per year. Day case procedures carry a €125 excess per claim. Full cover is provided for cardiac procedures in the Blackrock Clinic and Mater Private with no excess. There is no cover for non-cardiac procedures in the Blackrock Clinic and Mater Private, except for listed orthopaedic procedures which are covered in full with a €300 excess per claim on the first two claims only per year.

This plan is available to all new and renewing customers from this date.

The above information was sourced with the permission of the Health Insurance Authority from their website www.hia.ie. Our thanks to them for their assistance.