Irish Life Health price updates and benefit changes 01.01.2020

Irish Life Health have announced price updates across a number of their plans effective January 1st 2020. 

Please see below for full details. 

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01.01.2020 ILH Price Changes.xlsx

Irish Life Health will also have a number of benefit changes across 94 of their plans effective January 1st 2020. The following changes will apply:

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Irish Life Benefit Changes 01.01.2020.xlsx

Irish Life Health will launch 2 new plans on 1st January 2020:

  • Nurses & Teachers Choice 2
  • Nurses & Teachers Choice 3

Nurses & Teachers Choice 2 provides cover for a semi-private room in private hospitals and the Beacon Hospital with a €150 inpatient excess per claim and a €2,000 co-payment on certain orthopaedic procedures. Day Case cover is provided in private and high tech hospitals with a €75 excess per claim. 3 nights cover in a private room in public hospitals is provided for maternity accommodation.

Nurses & Teachers Choice 3 provides cover for a private room in private hospitals with a €75 inpatient excess per claim and a €2,000 co-payment on certain orthopaedic procedures. It also provides cover for a private room in the Beacon Hospital with a €75 inpatient excess per claim and full cover for listed cardiac procedures in High Tech Hospitals with a €75 excess per claim. Day Case cover is provided in private and high tech hospitals with a €50 excess per claim. 3 nights cover in a private room in public hospitals is provided for maternity accommodation. This plan also provides comprehensive day to day cover including 50% back on each GP and outpatient Consultant visit and 50% back on Dentist visits up to €300 per policy year.

The following prices will apply:

Nurses & Teachers Choice 2 is priced at  €1,421.50 per adult and €345.60 per child. Young adult rates will start at €659.36. 

Nurses & Teachers Choice 3 is priced at  €1,646.30 per adult and €471.10 per child. young adult rates will start at €823.00. See Table of Benefits below for further details:

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Nurses & Teachers Choice 2 TOC 01.01.2020.pdf

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Nurses & Teachers Choice 3 TOC 01.01.2020.pdf

All of the above changes will apply to new and renewing members as of 1st January 2020. 

The above information was sourced with the permission of the Health Insurance Authority from their website www.hia.ie. Our thanks to them for their assistance.


18th December, 2019

Posted In: Advice, Health, Insights