Home Insurance

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At Lyons Financial Services, we understand that every individual and property has unique insurance needs. Our range of covers ensures that you can find the perfect protection for your specific circumstances. With our reliable and tailored insurance solutions, you can face the future with confidence, knowing that Lyons Financial Services has your back. Contact us today to discuss your insurance requirements and let us help you secure a worry-free future.










    why choose lfs?

    Personalised Coverage Plans:

    We believe that one size does not fit all when it comes to home insurance. Our team takes the time to understand your specific requirements and preferences, allowing us to customise coverage plans that align with your budget and provide comprehensive protection. 

    Competitive Rates and Discounts

    At Lyons Financial Services, we strive to offer home insurance that provides excellent value for your money. Our team works diligently to find competitive rates from reputable insurance providers, ensuring you receive the most affordable coverage options available. Additionally, we actively seek out discounts and special offers to help you maximise savings without compromising on quality coverage.

    Quick and Efficient Claims Handling:

    We believe that one size does not fit all when it comes to home insurance. Our team takes the time to understand your specific requirements and preferences, allowing us to customise coverage plans that align with your budget and provide comprehensive protection. 

    Expert Advice and Guidance

    Navigating the complexities of home insurance can be overwhelming.  Our team of knowledgeable insurance professionals is always ready to answer your questions, provide expert advice, and guide you through the insurance landscape. Whether you need assistance understanding policy terms, selecting the right coverage options, or making changes to your existing policy, we’re here to help every step of the way.

    FAQ FOR
    home Insurance

    Home Insurance offers you peace of mind protecting your home and belongings against a range of risks such as loss or damage by theft or attempted theft, fire, flood, water damage or subsidence. Policies can be tailored to your individual needs and requirements.

                                                

    Standard Home Insurance usually consists  of Buildings Insurance Cover & Contents Insurance Cover. Buildings insurance provides cover for the structure of the home, domestic outbuildings and permanent fixtures.

    Contents insurance provides cover for household goods and personal belongings. You can also avail of optional extra covers, such as, Accidental Damage, All Risk & Personal Possessions, Home Emergency Assist, and More. Contact us today for your Home Insurance Quotation.

    Depending on the situation, You can follow these steps to assist you when making a home insurance:

    1. In the event of a Burglary: Contact the Guards as soon as possible, They will give you a crime reference number that you can provide your insurance company.

    2. Contact Your Insurance Company to explain what has happened, Provide as much detail and information as possible.

    3. Take photographs of the damage, keep and gather any Bill Receipts & Documentation. You may have to provide these to your insurer.

    4. If the repairs are not urgent, Get your insurer to approve of same, before you use contractors or pay for any materials. In an Emergency Situation, Insurers are usually understanding, and should Re-Imburse you if you need to make urgent repairs.

     

    NOTIFYING YOUR INSURANCE COMPANY:

    Please contact your insurance company as soon as possible. You can contact us Monday to Friday between 09.00am  – 17.30pm, and we can help you with the process. In the event that the accident is outside of these hours, You can contact your insurance company directly. Please refer to your policy documentation for contact numbers.

    Accidental Damage is an optional extra on Home Insurance, This cover protects you against any unintentional damage to buildings or contents.  Examples would be Accidental Wine Spills or Paint Spills on carpet, A nail through a pipe, Knocking over a TV or putting a foot through a ceiling while in the attic. Your Home Insurance policy schedule will confirm if you have or have not got accidental damage included.

    This would be the Amount of money you would need to rebuild your home from scratch. We would recommend using a Handy Tool on The Society of Chartered Surveyor Ireland’s Rebuild Calculator. This will help you calculate the rebuild cost of your home.

    https://scsi.ie/consumer/build/house-rebuild-calculator/

    A policy excess is the part of a claim that is not paid by the insurance company. For example, a total claim for €2,000 is reduced by a €250 excess and €1,750 is paid out

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