Health Insurance Providers

3 main players dominate the private health insurance market in Ireland.


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The Voluntary Health Insurance Board (which today trades as Vhi Healthcare) was founded in 1957 under the Voluntary Health Insurance Act, 1957by the Minister for Health. This remains the primary legislation under which Vhi Healthcare operates.

The company held a monopoly in the health insurance market in Ireland until 1996 when BUPA entered the market. The company re-branded from “VHI – Voluntary Health Insurance” to “Vhi Healthcare” about 10 years ago.
Vhi Healthcare currently enjoys a market share of approx. 57% of private health insurance subscribers.


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Originally established over 15 years ago as BUPA Ireland Ltd, Laya Healthcare was formed in 2012 following a management led buy-out of QUINN Healthcare. Laya Healthcare is underwritten by Elips Insurance Ltd (trading as laya healthcare), a wholly owned subsidiary of Swiss Re, providing strength, global experience and potential to the company.

The Cork-based senior management team is composed of longstanding experts in the healthcare industry. The combined experience of the Laya Healthcare management team and Swiss Re means Laya Healthcare is well positioned to drive even further competition in the Irish market and bring increased innovation and value to its customers.

Founded in Zurich, Switzerland in 1863, the Swiss Re Group is rated “AA-” by Standard & Poor’s, “A1” by Moody’s and “A+” by A.M. Best.

Laya Healthcare currently enjoys a market share of approx. 21% of private health insurance subscribers.



Irish Life Health has been established as a new force in the Irish health insurance market following the completion of Irish Life Group’s transactions to acquire Aviva Health.

Irish Life Health brings fresh options, energy and innovation to the health insurance market.

Their approach to innovation is reinforced by the strength and expertise of Irish Life, a name trusted across Ireland for over 75 years.

While the brand is new, customers will have access to their energy, innovation and expertise.


What Our Clients Say

Just want to say thank you for all your help and advice and for being so patient with us. We are so delighted with our new home. We couldn’t have done it without you. Thank you and God bless.

Mae & Ramir

Many thanks for all your assistance in dealing with my claim under the Income Protection Scheme for period Jan 16 to Nov 16. For your efficiency and keeping in touch with me throughout and for all your work with the insurance company.

Rosaleen, Co. Laois

Many thanks for all your help and assistance in switching our health insurance. We were anxious about switching but you made the whole thing so easy and saved us a fortune as well. We can now afford a family holiday as a result.

Eamonn and Jackie, Co Galway

Lyons Financial Services arranged our Mortgage, Income Protection and Health Insurance and saved us so much time and money. They are so nice and efficient; we will always deal with them in the future.

Angela & Peter, Tuam, Co. Galway

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