Zest (€890 per adult, €320 per child) provides cover for a multi-occupancy room in selected public hospitals and a semi-private room and day case cover in selected private hospitals and the Beacon private hospital with a €75 day case excess and €300 inpatient excess per claim. A €2,000 co-payment applies to certain orthopaedic procedures in private hospitals.
Day case cover is also provided in the Mater Private hospital with a €75 day case excess per claim.
90% cover is provided for certain cardiac procedures in the Beacon Clinic & Mater Private hospitals subject to a €300 excess per claim. Special procedures are covered in full in the Beacon and 90% in the Mater Private with a €300 excess per claim. 3 nights cover in a private room in selected public hospitals is provided for maternity accommodation.
There are outpatient benefits such as €25 x 2 visits to an alternative practioner with a €150 individual outpatient excess.

Zest Plus (€1,190 per adult, €400 per child) provides cover for a private room in selected public hospitals and a semi-private room and day case cover in selected private hospitals and the Beacon private hospital with a €50 day case and €100 inpatient excess per claim.
A €50 applies for day case procedures in the Blackrock Clinic and Mater Private private hospitals.
No excess applies for listed cardiac  procedures in the Blackrock Clinic, Mater Private and Beacon private hospitals.
A €2,000 co-payment applies to certain orthopaedic procedures in private hospitals.
90% cover is provided for special procedures in the Blackrock Clinic & Mater Private hospitals subject to a €100 excess per claim. 3 nights cover in a private room in selected public hospitals is provided for maternity accommodation.
There are outpatient benefits such as €25 x 2 visits to an alternative practioner with a €150 individual outpatient excess.

Zest Star (€1,425 per adult, €500 per child) provides cover for a private room in selected public hospitals and a semi-private room and day case cover in selected private hospitals and the Beacon private hospital.
Full cover is provided for day case procedures and listed cardiac  procedures in the Blackrock Clinic and Mater Private hospitals with 90% cover for special procedures.
A €2,000 co-payment applies to certain orthopaedic procedures in private hospitals.
3 nights cover in a private room in selected public hospitals is provided for maternity accommodation.
There are outpatient benefits such as €25 x 2 visits to an alternative practioner with a €150 individual outpatient excess.

The hospital lists for these plans can be found HERE.

These plans are available to new and renewing customers from this date.

The above information was sourced with the permission of the Health Insurance Authority from their website www.hia.ie. Our thanks to them for their assistance.