Income Protection is that still relatively rare product in many people’s financial portfolio. Why is this? Particularly when it covers far and away your biggest asset, your income. The reason we believe that income protection remains ignored by many people is because they don’t have to take out this cover. Unlike car insurance, which is required to
The biggest change in the Health Insurance market in years happened in May 2015 and passed quite a lot of people by… Up until then, everybody in Ireland was charged the same premium for a particular health insurance plan, irrespective of their age, gender and the current or likely future state of their health. This
With markets having powered ahead in recent years, in general people are happier talking about the performance of their investment portfolio. After all, it’s easier to talk about gains than losses! But we’ve noticed some conversations shifting towards consolidation of gains as the prospect of a turn in markets probably moves closer all the time.
PMI 04 10 (€1339.37 per adult, €362.19 per child 1-3) provides cover for a private room in a public hospital and cover for a semi-private room in a private hospital with an excess of €75 per private hospital claim. There is no cover in the Bon Secours Hospital Cork, Blackrock Clinic, Bon Secours Hospital Galway,
Irish Life Health will apply a price change across 15 plans from 1 April 2018. These plans will reduce in price ranging from -2 to -6% on net adult premiums. The new rates can be seen in the attached spreadsheet. ILH Price Changes 01Apr18.xlsx These premiums apply to all new and renewing customers from this date.
Laya Healthcare will apply a price change across 23 plans from 1 April 2018. Plans will change in price ranging from -6 to +13% on net adult premiums. Laya Healthcare will be offering a ‘Free Kids Offer’ across 7 plans from 1 April 2018. The 2nd and subsequent child on a policy on the Advantage
Every day we advise clients across the country, and as a result we see first hand the confusion that exists around Health Insurance. Confusion reigns as consumers are researching the market coming up to renewal date, to make sure you are on the correct plan for your own needs and getting the best value for
Tax is a necessary evil. If we want to live in a country with access to public services, taxation is the system used to pay for these services. We can (and do!) argue and moan about the different levels of tax payable and whether they are levied fairly. But at the end of the day,
As we begin a new year, we’ve been thinking about how we can help our clients even more with all of their financial challenges. As part of this thinking we’ve identified a few ways in which we believe we help you manage your money better. So here goes… Take a strategic view with your
We’re at that time of year again when nearly 50% of Health Insurance customers are getting to renew your health insurance in January. Many will simply renew without really thinking about it to any great extent – the Health Insurance providers are delighted when this happens! However more and more people are aware of the