Category: Financial

5 ways to reduce your tax bill

Tax is a necessary evil. If we want to live in a country with access to public services, taxation is the system used to pay for these services. We can (and do!) argue and moan about the different levels of tax payable and whether they are levied fairly. But at the end of the day,… Continue reading 5 ways to reduce your tax bill

When did you last stress test your finances?

2020 has been a year of great uncertainty. Of course Covid-19 has dominated the landscape, bringing with it insecurity for some people around both their health and also their economic circumstances. As countries are moving in and out of various states of lockdown, for many people this is creating a lot of worry about their… Continue reading When did you last stress test your finances?

How tidy are your retirement affairs?

As part of our work with clients, one really important element of an overall financial plan is retirement planning. Of course, it happens quite often that clients are some way along this journey before we come into contact with them. What we see sometimes leaves a lot to be desired… Some people think they are… Continue reading How tidy are your retirement affairs?

Is it time to rethink the importance of money?

As economies around the world start to cautiously emerge from their various states of lockdown, people are also stepping back into the light albeit gingerly and carefully. Some shops and services are open for business again, others have a while to wait still. Some activities that involve mass gatherings such as sports events and concerts… Continue reading Is it time to rethink the importance of money?

Time to review your spending after lockdown

A huge amount of the time we spend with our clients is spent building an understanding of your goals in life and developing a financial plan to help you achieve your objectives. A lot of attention goes into your retirement strategy, your investment approach and other such important areas. One area we never forget about… Continue reading Time to review your spending after lockdown

A Handy Guide for First-Time Buyers of Health Insurance

Thinking of buying health insurance for the first time? There’s lots to consider, as different plans offer varying cover and benefits. Throw in some legal jargon and it can certainly be confusing! However, as you’ll learn below, the sooner you make the purchase, the better. Here are some useful areas of information… “Traditionally, health insurance is seen as a safety net… Continue reading A Handy Guide for First-Time Buyers of Health Insurance

The purpose of insurance is to pay claims when needed

As we emerge from lockdown and the world is getting back to some sort of normality, unfortunately for some people the pandemic has had quite a significant impact on their income. We’ve had a small number of queries from clients in this situation who are looking to reduce their expenditure. Some are pausing savings plans… Continue reading The purpose of insurance is to pay claims when needed

Stay on your best financial behaviour during these troubled times

We are living through unprecedented times, that will be remembered by us all for ever. Our focus is on staying healthy and flattening the Covid-19 curve. We are worried about our own health and that of our loved ones, particularly the elderly who are cocooned in their own homes. Some of you have seen your… Continue reading Stay on your best financial behaviour during these troubled times

Good advice = better health and more wealth

Your health is your wealth… we hear it all the time. Then when you add in good advice in relation to health insurance, you can look forward to better health and more wealth! One of the challenges in getting the best health insurance policy in place, is that renewing your health insurance is all too… Continue reading Good advice = better health and more wealth

Why Switch your Mortgage?

Switching your Mortgage in today’s market could be one of the best things you do, given the great low fixed rates that are available, some as low as 2.2% p.a.. The monthly savings alone could really make a difference to your monthly expenditure. A Mortgage in most cases is a lifetime expense, it is a… Continue reading Why Switch your Mortgage?