Financial Planning in your 40’s
In our last newsletter, we wrote about what’s important financially for people in their 30s. We got quite a few comments about this piece and some requests to set out the financial priorities for people in their 40s. So here goes… Keep control of your lifestyle For a lot of people as they enter their… Continue reading Financial Planning in your 40’s
5 ways to reduce your tax bill
Tax is a necessary evil. If we want to live in a country with access to public services, taxation is the system used to pay for these services. We can (and do!) argue and moan about the different levels of tax payable and whether they are levied fairly. But at the end of the day,… Continue reading 5 ways to reduce your tax bill
When did you last stress test your finances?
2020 has been a year of great uncertainty. Of course Covid-19 has dominated the landscape, bringing with it insecurity for some people around both their health and also their economic circumstances. As countries are moving in and out of various states of lockdown, for many people this is creating a lot of worry about their… Continue reading When did you last stress test your finances?
How tidy are your retirement affairs?
At Lyons Financial Services, we understand that retirement planning is a crucial element of your overall financial plan. We often encounter clients who are already on their retirement journey when we start working with them. Unfortunately, what we sometimes find leaves much to be desired. Many people believe they are well-prepared for a comfortable retirement,… Continue reading How tidy are your retirement affairs?
Is it time to rethink the importance of money?
As economies around the world start to cautiously emerge from their various states of lockdown, people are also stepping back into the light albeit gingerly and carefully. Some shops and services are open for business again, others have a while to wait still. Some activities that involve mass gatherings such as sports events and concerts… Continue reading Is it time to rethink the importance of money?
Time to review your spending after lockdown
A huge amount of the time we spend with our clients is spent building an understanding of your goals in life and developing a financial plan to help you achieve your objectives. A lot of attention goes into your retirement strategy, your investment approach and other such important areas. One area we never forget about… Continue reading Time to review your spending after lockdown
A Handy Guide for First-Time Buyers of Health Insurance
Thinking of buying health insurance for the first time? There’s lots to consider, as different plans offer varying cover and benefits. Throw in some legal jargon and it can certainly be confusing! However, as you’ll learn below, the sooner you make the purchase, the better. Here are some useful areas of information… “Traditionally, health insurance is seen as a safety net… Continue reading A Handy Guide for First-Time Buyers of Health Insurance
The purpose of insurance is to pay claims when needed
As we emerge from lockdown and the world is getting back to some sort of normality, unfortunately for some people the pandemic has had quite a significant impact on their income. We’ve had a small number of queries from clients in this situation who are looking to reduce their expenditure. Some are pausing savings plans… Continue reading The purpose of insurance is to pay claims when needed
Stay on your best financial behaviour during these troubled times
We are living through unprecedented times, that will be remembered by us all for ever. Our focus is on staying healthy and flattening the Covid-19 curve. We are worried about our own health and that of our loved ones, particularly the elderly who are cocooned in their own homes. Some of you have seen your… Continue reading Stay on your best financial behaviour during these troubled times
Good advice = better health and more wealth
Your health is your wealth… we hear it all the time. Then when you add in good advice in relation to health insurance, you can look forward to better health and more wealth! One of the challenges in getting the best health insurance policy in place, is that renewing your health insurance is all too… Continue reading Good advice = better health and more wealth