of Higher Civil
and Public Servants
Special Offers for AHCPS – Association of Higher Civil and Public Servants Members:
AVCs for Civil and Public Servants
Our knowledgeable financial advisors are available to
speak with you about setting up an AVC.
Our aim is to provide a clear jargon-free understanding of your existing pension scheme and entitlements based on when your employment commenced and how you can work towards financial freedom in retirement and pay less income tax during your working life.
Remember: Always find out what charges are involved with setting up an AVC.
• LFS don’t charge a set-up fee for regular premium AVCs, our members get 98%allocation and the annual management charge is 1%.
• Our fees are very competitive especially when compared with other providers.