of Higher Civil
and Public Servants

Complete Mortgage Service for AHCPS Members

Getting a mortgage is not a complicated process when you are teamed up with knowledgeable professionals – people who have the experience to take you from start to finish in the most efficient manner possible. Here at Lyons Financial Services, we provide a complete mortgage service for AHCPS members. We combine efficiency and knowledge along with honesty, full disclosure and the ability to develop a trusting friendship throughout the entire process. We guarantee no jargon and no fuss.

Our complete mortgage service for AHCPS members includes:

  • Initial discussion to identify your unique requirements
  • Research to create a list of the lenders who best suits these requirements
  • Assistance in completing the application from and presenting this for approval to the lenders
  • Selection of the appropriate lender
  • Communicating with your solicitor
  • Managing the completion process

So whether you are a first time buyer, moving house or consolidating your loans we can find the right mortgage for you.

Health Insurance for AHCPS Members


With our Health Insurance Advice Service you can find out!

Looking for Health Insurance for AHCPS members. We will compare prices and cover from VHI, Laya Healthcare and Irish Life Health in order to get the best deal for you free of charge.

In 5 easy steps we can help you:

  1. Assess your needs and your existing cover if any
  2. Identify your requirements
  3. Compare the Cost and Benefits of the options available
  4. Provide you with a detailed comparison on each product that meets your criteria
  5. Set up the new policy and cancel your existing cover 


Important points to consider:

  • You can SWITCH at any time – you don’t have to wait until your renewal date
  • You are GUARANTEED no lapse in cover if you switch
  • Switching is EASY and HASSLE free
  • 10% group discount included

Specified Illness Plan for AHCPS Members

The AHCPS Specified Illness Cover Plan has been providing financial peace of mind to members for decades with a range of benefits, including four different levels of cover to choose from, and no requirement to undergo medical underwriting, there is an affordable option to suit everyone.

Members can choose to include their spouse or partner in the plan too and their children are automatically covered to age 25.

The plan is backed by Irish Life, one of Ireland’s most reliable insurance companies.

The plan has recently been enhanced and you can get a lump sum pay out of up to €25,000 if you suffer one of 36 specified serious illness like cancer, heart attack or a stroke.  There are also 10 less severe illnesses that are covered by the plan for an additional payment of up to €10,000 without affecting your main cover under than plan.

Income Protection for AHCPS Members

We believe members of AHCPS understand the value of peace of mind and the importance of being able to support each other in times of need.

Have you thought about who relies on your support and your ability to earn an income? Having Income Protection in place will give you peace of mind and will ensure you can continue with your normal financial commitments if you can’t work because of an illness or injury. AHCPS members can get an exclusive discount on Income Protection with LFS, there is tax relief on this type of policy too, so it’s more affordable than you might think.  

Dental Insurance for AHCPS Members

Lyons Financial & DeCare Dental provide a custom and dedicated service, aligned to oral health needs.

TeamCare by DeCare is our dedicated corporate dental insurance service, designed specifically for companies and their teams. It combines a comprehensive range of dental insurance products with a customised oral health program, that will ensure that your team gets the very best from their plan and for their oral health.

PRSA / AVC'S for AHCPS Members


Our knowledgeable financial advisors are available to speak with you about setting up an AVC.

Our aim is to provide a clear jargon-free understanding of your existing pension scheme and entitlements based on when your employment commenced and how you can work towards financial freedom in retirement and pay less income tax during your working life.

Remember: Always find out what charges are involved with setting up an AVC.

• LFS don’t charge a set-up fee for regular premium AVCs, our members get up to 98% allocation and the annual management charge is 1%.

• Our fees are very competitive especially when compared with other providers.

Call us today to find out more 01 801 5808 | AVC@LFS.ie

Life Assurance for AHCPS Members

Life assurance plays a critical role in professional financial planning. One of the key elements of financial planning is to look at “What if?” scenarios. Unfortunately, death is one such scenario that needs to be considered. However, life assurance can provide security against a range of challenges in the event of death.

None of us want to think about the impact on the lives of those close to us in the event of our untimely death. However, this is something that needs and deserves careful planning. One opportunity we all have is to ensure that financial stress is not added as an additional burden at this very difficult time.

By using life assurance, you can ensure financial security for your family in the event of your untimely death. You can ensure that your family have sufficient financial resources to continue their lifestyle without you. This removes one major cause of worry as they deal with their loss. Of course, if you are married, it makes sense to have life assurance cover to cover the loss of either you or your spouse.

Discounted General Insurance for AHCPS Members

Expert advice and comparisons of private health insurance for AHCPS Members.  With so many plans to choose from and unique needs to be catered for, and a budget to keep in mind, let one of our friendly experienced advisors give you the right advice.  Members can benefit from exclusive discounts on certain health insurance plans and payment by salary deduction.  For more information on our health insurance plans, talk to our health insurance team today. 

Savings and Investment Plans for AHCPS Members

If you’re looking to save regularly for your future or your children’s future like an education fund we can help you make an informed decision on whether a regular investment savings plan could be the right fit for you. 

Or you may wish to invest a lump sum for the future, and we can help with that too. AHCPS members benefit from generous allocation rates and low annual management charges.